Easy Car Loan Calculator
Conveniently, Confidentially Compare Financing Options with Our Online Car Loan Calculator. Calculate Quick Financing Estimates Now!
This calculator comparison chart is provided for general reference purposes only. It is not in any way intended as a loan application, it is not a quote for finance or any indication that an application has been received or approved. The repayments quoted may not include all the fees and charges that may be applicable. The interest rates and the repayments displayed do not account for any conditions pertaining to your individual loan application. Therefore the interest rate and repayment you may be offered may vary from the amount shown.
Versatile Online Car Loan Calculator – Suits both Business and Private Buyers
Quickly obtain the repayment estimates you need to compare and consider for whichever finance product you choose. Our calculation tool has the versatility to calculate both commercial vehicle finance and personal vehicle credit.
Users simply input the interest rate for their preferred credit facilities. Rates vary with credit facilities and across the lending market. We source the most competitive rates from a vast lender selection to ensure buyers achieve the most affordable solution.
Use our current best rates as a guide when using the device and contact us for a rate sourced to suit your specific credit profile and credentials.
Finding the best motor vehicle financing interest rates is a major objective for buyers seeking finance. The task to cover enough banks and lenders to make comparisons using a calculation device can be time-consuming. We provide time-saving convenience by individually sourcing motor vehicle buyers the best rates from 80+ lenders. The best rates from the most suitable lender. The lender with approval criteria to match their profile, ensuring streamlined and swift approval. To have your best rate sourced by our experts, contact us online by requesting a quote.
- Calculate Secured Personal Car Loans, Unsecured Personal Loans.
- Estimate and Compare Chattel Mortgage, Lease ,CHP, Rent-to-Own repayments.
- Versatility, accessibility – calculate your car finance online!
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Whether expecting convenience or seeking confidentiality, buyers in the market for new vehicles can access our powerful motor vehicle credit calculation resources online, when and where they choose. Calculate, consider and compare financing options privately before committing. Quickly access the tools needed to plan and prepare financing and make fast but informed buying decisions.
Our device delivers the ability to generate motor vehicle financing repayment estimates into the hands of buyers with easy-to-use operation and versatile functionality. Saving time, eliminating the inconvenience of time-consuming phone calls, and expanding opportunities to compare and secure affordable finance, to more buyers.
Use it now to calculate repayment estimates for your vehicle finance.
Easy’s Online Car Loan Calculator Delivers Powerful Functionality, Utmost Convenience
We have developed our calculation device with powerful functionality to deliver the convenience, results and outcomes that we know car buyers are seeking. The most commonly used operation is to quickly change vehicle prices to more relatable monthly repayments. This only requires entering the price of the vehicle as the total required or the price less the trade-in or deposit plus interest rate and term. Immediately the repayment estimate corresponding to that vehicle price is displayed.
Most buyers will have an idea of how much they want to set aside each month for motor vehicle repayments. But do you know how many years or months it will take to repay a loan with those monthly repayments? The device can work that out for you. Simply enter the total required, interest rate for the relevant credit product, and start with a term of say 4 years/48 months. Note the repayment estimate. Meet your expectations? Too high? Too low? Change the term – longer term for lower repayments, shorted term for higher repayments. Carry out the calculations until the repayment is in your ballpark. Note the term that delivers that repayment and you’re ready to brief a broker to find you the right financing.
The device is programmed to perform a range of functions to empower car buyers to customise, evaluate, compare and prepare their own financing plans and preferences. Vary balloon and terms to deliver the monthly commitment that works with individual cash flow. Prepare budgets to schedule business vehicle acquisitions in line with revenue flow.
Work through your short list of possible makes and models to buy, based on the repayment estimates for each vehicle. This can be a great way to narrow the selection and shorten the time to inspect, test-drive and buy. Change the finance total to the price of each model and note the estimated repayment. Considering ordering accessories, optional packs? Tossing up between the standard model and the top of the range model? Add the extra purchase cost to the total to see how much extra those options will be in repayments. Choices sorted!
Walking into a motor vehicle dealership to talk buying a new car can be an overwhelming experience for many buyers. The experience can be even more daunting if you don’t really know if you can afford the repayments for the vehicles being sold. Use our calculation device to work up repayments before visiting the dealership or even while you’re there, to have greater confidence to move forward with your purchase.
Instantly Convert Vehicle Prices to Loan Repayment Estimates
We have developed our calculation device with powerful functionality to deliver the convenience, results and outcomes that we know car buyers are seeking. The most commonly used operation is to quickly change vehicle prices to more relatable monthly repayments. This only requires entering the price of the vehicle as the total required or the price less the trade-in or deposit plus interest rate and term. Immediately the repayment estimate corresponding to that vehicle price is displayed.
Determine Loan Term and Repayment Preference
Most buyers will have an idea of how much they want to set aside each month for motor vehicle repayments. But do you know how many years or months it will take to repay a loan with those monthly repayments? The device can work that out for you. Simply enter the total required, interest rate for the relevant credit product, and start with a term of say 4 years/48 months. Note the repayment estimate. Meet your expectations? Too high? Too low? Change the term – longer term for lower repayments, shorted term for higher repayments. Carry out the calculations until the repayment is in your ballpark. Note the term that delivers that repayment and you’re ready to brief a broker to find you the right financing.
Structure Business Financing Packages – balloons, residuals
The device is programmed to perform a range of functions to empower car buyers to customise, evaluate, compare and prepare their own financing plans and preferences. Vary balloon and terms to deliver the monthly commitment that works with individual cash flow. Prepare budgets to schedule business vehicle acquisitions in line with revenue flow.
Compare Repayments on Different Car Makes, Models, Options
Work through your short list of possible makes and models to buy, based on the repayment estimates for each vehicle. This can be a great way to narrow the selection and shorten the time to inspect, test-drive and buy. Change the finance total to the price of each model and note the estimated repayment. Considering ordering accessories, optional packs? Tossing up between the standard model and the top of the range model? Add the extra purchase cost to the total to see how much extra those options will be in repayments. Choices sorted!
Develop Confidence to Proceed with Buying Decisions
Walking into a motor vehicle dealership to talk buying a new car can be an overwhelming experience for many buyers. The experience can be even more daunting if you don’t really know if you can afford the repayments for the vehicles being sold. Use our calculation device to work up repayments before visiting the dealership or even while you’re there, to have greater confidence to move forward with your purchase.
Online Convenience, Online Ease of Use, Online Australia-wide Accessibility
- Work out vehicle financing from home, office or on the go.
- Access car financing tool 24/7.
- Financing estimates available Australia-wide.
- Estimate car repayment estimates from showrooms, dealerships.
- Easy to use, no maths expertise required.
How can buyers optimise use of Easy’s online car loan calculator?
To get the most from our device, ensure you understand how to use an online car finance calculator. It is very simple, only requiring entering the amounts for your specific requirements into the fields where indicated. The total amount is how much you need for the loan. If paying a deposit, ensure you deduct that from the purchase price. Enter the full purchase price for no deposit financing.
For the purposes of obtaining quick estimates, we advise using our latest interest rates as a guide. Be mindful that your rate may vary from this rate. Ensure you enter the rate for the finance product you have selected – rates for commercial and private finance vary.
Terms on motor vehicle financing can be approved from 1 year through to 7 years. It can be advisable to opt for a repayment term that is in sync with your ownership cycle. Ensuring no funds are outstanding when it comes time to sell or trade-in the vehicle.
Business operators can also include a balloon amount if preferred. Do not deduct this amount from the total entered for the loan. The device is programmed to carry out that function when calculating repayments.
When all fields are complete, click the ‘calculate’ icon and the monthly repayment based on those values will appear. Then you can start varying interest rates to compare lenders, vary loan amounts to compare vehicles, vary terms to establish your preferred financing structure. With preferences established, contact us for a quote.
- Easily vary each value to compare options.
- Make multiple calculations to compare vehicles.
- Compare repayments with different interest rates.
Easily Request Car Financing Quotes, Online Applications – Fast 24 Hour Approval!
Do the repayment estimates calculated meet your expectations? Time to proceed to the next step in securing motor vehicle financing? Our convenient approach extends to our quoting and application process. Both are easily accessible via our online systems.
To secure your low interest rate motor vehicle finance quote, simply connect with our experts online. We’ll find you the best rates and most workable terms to specifically match your profile, quickly and efficiently. Lender negotiations and application processing are handled by our brokers to ensure a streamlined way to securing finance and your new vehicle.
Upload your details and the details of your vehicle for prompt response and 24 hour loan approval with Easy!
The most frequently asked of the questions
What is an online car loan calculator used for?
A motor vehicle financing calculator is set-up to produce monthly repayment estimates based on the figures entered by the user. The results are not quotes or an application approval. The calculator does not allow for lender fees and charges or credit profile variations. The results are only estimates.
Where do I find the right interest rate to use?
Interest rates will vary based on the lender’s assessment of individual applications. For the purpose of obtaining estimates with a calculation device, users can refer to the interest rates displayed for the different credit facilities by the provider of the device.
Can an online car loan calculator be used for business finance estimates?
Yes. Vehicle financing calculators are generic tools which compute results based on the data entered by the user. For commercial credit, users input the interest rate relevant to their choice of credit facility. Most devices will include a field for an optional balloon.
Can I enter whatever loan term I want in the calculator?
Loan terms are subject to lender approval. Terms of up to 7 years can be approved for some applicants. For the purpose of generating estimates, users can input their preferred term.
If I want a balloon with Chattel Mortgage, is this amount deducted from the loan total when making calculations?
No. If opting for a balloon payment, commercial operators should not deduct the balloon value from the total requested. This calculation is carried out when the monthly repayment is computed.
Is an online car loan calculator suitable for estimating finance on high priced luxury vehicles?
Yes. Online credit estimators are generic devices with the ability to calculate repayments based on all credit amounts.
Can I get repayment estimates for a second-hand car loan on an online calculating device?
Repayment estimates can be calculated with an online buying tool, with the user being mindful that interest rates, loan amounts and terms for used car finance can vary from those for new models.
What is the obligation attached to using an online car loan calculator?
Lenders provide finance calculation devices for use by individuals and businesses seeking vehicle financing. There is typically no obligation attached to their use.
The repayments are higher than I planned. How do I get lower repayments?
When repayment estimates calculated are higher than the user expected, the values entered can be varied to arrive at a lesser amount. A lower total will deliver a lower repayment. A longer credit term will deliver a lower repayment.
Is a balloon an option with all credit facilities?
A balloon is an optional feature with Chattel Mortgage and Hire Purchase. Leasing allows for a residual and Rent-to-Own has a buy back option.